:root{
  --ink:#141C2B; --soft:#4A5568; --line:#D3DAE5; --mist:#EDF1F7;
  --brand:#10264A; --brand-deep:#0B1B36; --kakao:#FEE500; --paper:#fff;
  --sans:"Apple SD Gothic Neo","Pretendard","Noto Sans KR","Noto Sans CJK KR","Malgun Gothic",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 var(--sans);word-break:keep-all;overflow-wrap:break-word}
a{color:inherit}
:focus-visible{outline:3px solid var(--brand);outline-offset:3px}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}

.brand{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap;padding:18px 0 14px;border-bottom:1px solid var(--line)}
.brokerage{font-size:21px;font-weight:800;letter-spacing:-.01em}
.agent{font-size:15px;color:var(--soft)}

.hero{display:grid;grid-template-columns:1fr;gap:0;padding-top:28px}
.photo{width:172px;height:auto;display:block;justify-self:end;margin:-6px -8px -2px 0}
h1{margin:0;font-size:clamp(40px,12.4vw,76px);line-height:1.1;letter-spacing:-.045em;font-weight:800}
.lede{margin:18px 0 0;max-width:30em;font-size:18px;color:var(--soft)}
.actions{display:grid;gap:10px;margin-top:24px}
.btn{display:flex;align-items:center;justify-content:center;min-height:58px;padding:12px 18px;border-radius:14px;font-size:18px;font-weight:700;text-decoration:none;text-align:center;border:1.5px solid var(--ink);background:var(--paper);color:var(--ink);transition:background-color .15s,color .15s}
.btn:hover{background:var(--mist)}
.btn-kakao{background:var(--kakao);border-color:var(--kakao);color:#191600}
.btn-kakao:hover{background:#F5DC00}

section{padding-top:56px}
h2{margin:0;font-size:29px;line-height:1.25;letter-spacing:-.03em;font-weight:800}

.book{background:var(--brand);color:#fff;border-radius:22px;padding:28px 22px 22px;margin-top:0}
.book h2{font-size:32px}
.book p{margin:12px 0 0;color:#DCE4F0}
.book .actions{margin-top:20px}
.book .btn{border-color:#fff;background:#fff;color:var(--brand-deep)}
.book .btn:hover{background:var(--mist)}
.book .btn-line{background:transparent;color:#fff}
.book .btn-line:hover{background:var(--brand-deep)}

.triad{position:relative;width:100%;max-width:440px;aspect-ratio:1/.86;margin:18px auto 0}
.triad svg{position:absolute;inset:0;width:100%;height:100%}
.triad line{stroke:var(--line);stroke-width:3;transition:stroke .2s}
.triad line.on{stroke:var(--brand);stroke-width:7}
.node{position:absolute;width:37%;aspect-ratio:1;border-radius:50%;border:2px solid var(--line);background:var(--paper);color:var(--soft);font:800 19px/1.2 var(--sans);letter-spacing:-.02em;cursor:pointer;transform:translate(-50%,-50%);transition:background-color .2s,color .2s,border-color .2s;padding:0;touch-action:manipulation}
.node[aria-pressed="true"]{background:var(--brand);border-color:var(--brand);color:#fff}
.n-a{left:50%;top:21.5%}.n-b{left:18.5%;top:78.5%}.n-c{left:81.5%;top:78.5%}
.verdict{max-width:30em;margin:22px auto 0;min-height:7.2em}
.verdict strong{display:block;font-size:22px;letter-spacing:-.02em}
.verdict span{display:block;margin-top:4px;color:var(--soft)}

.routes{list-style:none;margin:16px 0 0;padding:0;border-top:1px solid var(--line)}
.routes a{display:block;padding:15px 2px;border-bottom:1px solid var(--line);text-decoration:none}
.routes b{display:block;font-size:19px;letter-spacing:-.02em}
.routes span{color:var(--soft);font-size:16px;text-decoration:underline;text-underline-offset:3px}
.routes a:hover b{color:var(--brand)}

.deal{margin:12px 0 0;color:var(--soft)}
blockquote{margin:18px 0 0;padding:0 0 0 16px;border-left:4px solid var(--brand);font-size:18px}
blockquote p{margin:0}
blockquote footer{margin-top:8px;font-size:15px;color:var(--soft)}

.legal{margin-top:64px;padding:26px 0 34px;border-top:1px solid var(--line);font-size:16px}
.legal .firm{font-size:21px;font-weight:800;margin:0}
.legal p{margin:6px 0 0}
.legal small{display:block;margin-top:14px;font-size:14px;line-height:1.55;color:var(--soft)}

@media (min-width:860px){
  .hero{grid-template-columns:minmax(0,1fr) 280px;align-items:end;column-gap:32px;padding-top:44px}
  .hero-copy{grid-column:1;grid-row:1}
  .photo{grid-column:2;grid-row:1;width:280px;margin:0}
  .actions{grid-template-columns:1fr 1fr;max-width:600px}
  .split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
  .split>section{min-width:0}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}

.topnav{display:flex;gap:16px;align-items:center;flex-wrap:wrap;padding:10px 0;border-bottom:1px solid var(--line);font-size:16px;font-weight:600}
.topnav a{text-decoration:none;padding:4px 0}
.topnav a[aria-current=page]{color:var(--brand);box-shadow:inset 0 -2px 0 var(--brand)}
.topnav .lang{margin-left:auto;font-weight:400;color:var(--soft);text-decoration:underline;text-underline-offset:3px}
@media (max-width:480px){.topnav{gap:9px;font-size:15px;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none}.topnav::-webkit-scrollbar{display:none}.topnav a{white-space:nowrap}}
.guide{max-width:680px;margin:0 auto;padding-top:34px}
.guide-head h1{font-size:clamp(34px,9.6vw,54px);line-height:1.15}
.where{margin:10px 0 0;color:var(--soft);font-size:15px}
.updated{margin:8px 0 0;color:var(--soft);font-size:15px}
.guide h2{margin-top:48px}
.guide h3{margin:30px 0 0;font-size:21px;line-height:1.35;letter-spacing:-.02em;font-weight:800}
.guide p{margin:14px 0 0}
.guide ol.plain{margin:14px 0 0;padding-left:22px}
.guide ol.plain li{margin-top:10px}
.guide table{width:100%;border-collapse:collapse;font-size:16px;line-height:1.5}
.scroll{overflow-x:auto;margin-top:16px}
th{text-align:left;padding:10px 10px 10px 0;border-bottom:2px solid var(--ink);font-weight:800;vertical-align:bottom}
td{padding:10px 10px 10px 0;border-bottom:1px solid var(--line);vertical-align:top}
table.num td:last-child,table.num th:last-child{text-align:right;white-space:nowrap;padding-right:0}
tr.total td{font-weight:800;border-bottom:0}
.note{margin-top:22px;padding:18px;background:var(--mist);border-radius:14px}
.note h3{margin:0}
.meter{margin:20px 0 0}
.meter-bar{display:grid;grid-template-columns:50fr 20fr 30fr;gap:3px;height:14px}
.meter-bar span{display:block}
.m-low{background:#C7513F}.m-mid{background:#D9A520}.m-good{background:var(--brand)}
.meter-labels{display:grid;grid-template-columns:1fr;gap:8px;margin-top:12px;font-size:16px}
.meter-labels b{display:inline;margin-right:8px}
.meter figcaption{margin-top:10px;font-size:15px;color:var(--soft)}
dl{margin:20px 0 0}dt{font-weight:800;margin-top:14px}dd{margin:2px 0 0}
.quad{display:grid;grid-template-columns:1fr;gap:10px;margin-top:16px}
.q{padding:14px 16px;border-radius:12px;border:1.5px solid var(--line);font-size:16px}
.q span{display:block;font-size:14px;color:var(--soft)}
.q b{display:block;margin-top:2px;font-size:18px}
.q p{margin:6px 0 0}
.q.ok{border-color:var(--brand)}.q.bad{border-color:#C7513F}
ol.steps{list-style:none;counter-reset:s;margin:18px 0 0;padding:0}
ol.steps>li{counter-increment:s;position:relative;padding:0 0 26px 46px}
ol.steps>li::before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px}
ol.steps>li::after{content:"";position:absolute;left:15px;top:38px;bottom:6px;width:2px;background:var(--line)}
ol.steps>li:last-child::after{display:none}
ol.steps h3{margin:2px 0 0}
.flag{padding:12px 14px;background:var(--mist);border-radius:10px;font-size:16px}
.small{font-size:15px;color:var(--soft)}
.cta{--px:20px;--py:24px;--r:18px;margin-top:48px;padding:var(--py) var(--px);border-radius:var(--r);background:var(--brand);color:#fff}
.cta h2{margin:0}.cta p{color:#DCE4F0}
.cta .btn{margin-top:18px}
.sticky{position:fixed;left:0;right:0;bottom:0;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);z-index:5}
.sticky .btn{min-height:48px;font-size:16px;border-radius:12px;padding:8px}
body{padding-bottom:76px}
@media (min-width:860px){.sticky{display:none}body{padding-bottom:0}.meter-labels{grid-template-columns:50fr 20fr 30fr}.meter-labels b{display:block}.quad{grid-template-columns:1fr 1fr}}

.reviews{display:grid;grid-template-columns:1fr;gap:12px;margin-top:18px}
.rv{padding:20px 18px;border:1.5px solid var(--line);border-radius:16px;display:flex;flex-direction:column}
.rv-type{margin-top:8px;font-size:15px;font-weight:700;color:var(--brand)}
.rv-quote{margin:8px 0 0;font-size:20px;line-height:1.45;font-weight:700;letter-spacing:-.02em}
.rv-who{margin:10px 0 0;font-size:15px;color:var(--soft)}
.rv-stars{font-size:18px;line-height:1;letter-spacing:2px;color:#F4B400}
.rv details{margin-top:10px;font-size:15px}
.rv summary{cursor:pointer;text-decoration:underline;text-underline-offset:3px;color:var(--soft)}
.rv details p{margin:10px 0 0;line-height:1.6}
.small{font-size:15px;color:var(--soft)}
@media (min-width:860px){.reviews{grid-template-columns:repeat(3,1fr)}}
.cta.ask{max-width:680px;margin-left:auto;margin-right:auto}
.lead{margin:20px calc(-1*var(--px)) calc(-1*var(--py));padding:20px var(--px) var(--py);background:#fff;color:var(--ink);border:1.5px solid var(--line);border-top:0;border-radius:0 0 var(--r) var(--r)}
.cta .lead p{margin:0}
.lead .or{font-weight:600;color:var(--ink)}
.lead label{display:block;margin-top:14px;font-size:15px;font-weight:500;color:var(--soft)}
.lead input:not([type=hidden]),.lead textarea{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);font:400 17px/1.5 var(--sans)}
.lead textarea{resize:vertical}
.lead input::placeholder{color:#9AA5B4}
.lead input:focus-visible,.lead textarea:focus-visible,.lead select:focus-visible{outline:2px solid var(--brand);outline-offset:1px}
.lead .btn{width:100%;margin-top:18px;cursor:pointer;background:var(--brand);border-color:var(--brand);color:#fff}
.lead .btn:hover{background:var(--brand-deep)}
.lead .btn[disabled]{opacity:.6;cursor:default}
.lead .consent{margin-top:10px;font-size:14px;line-height:1.5;color:var(--soft)}
.lead .result{margin-top:10px;font-weight:700;color:var(--ink)}
.lead .result:empty{display:none}
@media (min-width:860px){.routes{display:grid;grid-template-columns:repeat(3,1fr);column-gap:28px;border-top:0}.routes a{height:100%;border-top:1px solid var(--line);border-bottom:0}.home-lead{max-width:none}}
.triad-hint{margin:14px auto 0;max-width:340px;text-align:center;font-size:16px;line-height:1.5;color:var(--ink);animation:settle .3s ease-out}
.triad-hint[hidden]{display:none}
.verdict .v-ex{display:block;margin-top:8px;font-weight:600;color:var(--ink)}
.triad-hint strong{display:block;color:var(--brand-deep)}
.triad line{transition:stroke .25s,stroke-width .25s}
.node{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;padding:0;border:2.5px solid var(--brand);background:#fff;color:var(--brand-deep);box-shadow:0 7px 16px rgba(16,38,74,.2);transition:background-color .2s,color .2s,box-shadow .2s,transform .15s;touch-action:manipulation;-webkit-tap-highlight-color:transparent}
.node::before{content:"+";font-size:26px;line-height:1;font-weight:700}
.node[aria-pressed="true"]{box-shadow:0 3px 8px rgba(16,38,74,.25)}
.node[aria-pressed="true"]::before{content:"✓";font-size:20px}
.node:hover{transform:translate(-50%,-50%) scale(1.04)}
.node:active{transform:translate(-50%,-50%) scale(.93)}
.triad:not(.touched) .node[aria-pressed="false"]{animation:ring 1.9s ease-out infinite}
@keyframes ring{0%{box-shadow:0 7px 16px rgba(16,38,74,.2),0 0 0 0 rgba(16,38,74,.45)}70%,100%{box-shadow:0 7px 16px rgba(16,38,74,.2),0 0 0 16px rgba(16,38,74,0)}}
.verdict{margin-top:24px;padding:16px 18px;background:var(--mist);border-radius:14px;min-height:0}
.verdict.flash{animation:settle .3s ease-out}
@keyframes settle{from{opacity:.25;transform:translateY(6px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.triad .node,.verdict.flash,.triad-hint{animation:none!important}}
.brand{align-items:center}
.brokerage{font-weight:500;font-size:21px}
.agent{font-size:16px;color:var(--ink)}
.legal .firm{font-weight:500}
.jump{margin:22px 0 0}
.jump .btn{background:var(--brand);border-color:var(--brand);color:#fff}
.jump .btn:hover{background:var(--brand-deep)}
.jump span{display:block;margin-top:8px;font-size:15px;color:var(--soft)}
#find,#net{scroll-margin-top:16px}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
@media (max-width:859px){
  .hero{--ph:min(120vw,520px);position:relative;margin:0 -20px;padding-top:0}
  .photo{width:100%;max-width:none;height:var(--ph);margin:0;justify-self:stretch;object-fit:cover;object-position:50% 8%}
  .hero::after{content:"";position:absolute;left:0;right:0;top:calc(var(--ph)*.42);height:calc(var(--ph)*.58);background:linear-gradient(to bottom,rgba(11,27,54,0),rgba(11,27,54,.62) 45%,rgba(11,27,54,.94));pointer-events:none}
  .hero h1{position:absolute;z-index:1;left:20px;right:20px;top:calc(var(--ph) - 3.6em);margin:0;color:#fff;font-size:clamp(38px,11.6vw,54px);line-height:1.08}
  .hero-copy{padding:0 20px}
  .hero .lede{margin-top:18px}
}
@media (min-width:860px){
  .hero{grid-template-columns:minmax(0,1fr) 400px;align-items:center;column-gap:44px}
  .photo{width:400px;height:500px;object-fit:cover;object-position:50% 10%;border-radius:18px}
}
.more-calc{margin-top:14px;padding:12px 14px;border:1.5px solid var(--brand);border-radius:12px;color:var(--ink);font-size:17px}
.more-calc>summary{cursor:pointer;font-weight:800;color:var(--brand-deep)}
.more-calc .calc-intro{font-size:16px}
.book-link{margin:14px 0 0;font-size:15px}
.book-link a{display:inline-block;padding:10px 15px;border-radius:10px;background:var(--brand);color:#fff;font-weight:700;line-height:1.4;text-decoration:none}
.book-link a:hover{background:var(--brand-deep)}
.tracks{display:grid;grid-template-columns:1fr;gap:10px;margin-top:12px}
.tracks a{display:block;padding:14px 16px;border:2px solid var(--brand);border-radius:14px;text-decoration:none}
.tracks a:hover{background:var(--mist)}
.tracks b{display:block;font-size:18px;color:var(--brand-deep)}
.tracks span{display:block;margin-top:2px;font-size:15px;line-height:1.45;color:var(--soft)}
.cta.narrow{max-width:680px;margin-left:auto;margin-right:auto;scroll-margin-top:16px}
#analyze{scroll-margin-top:16px}
.tracks-wrap{max-width:680px;margin:0 auto}
.calc-send{margin:6px 0 0;font-size:13px;text-align:center;color:var(--soft)}
@media (min-width:560px){.tracks{grid-template-columns:1fr 1fr}}
.mix{padding:12px 0;border-bottom:1px solid var(--line)}
.mix-title{margin:0;font-weight:800;font-size:16px}
.mix-bar{display:flex;gap:2px;height:30px;margin-top:8px}
.mix-bar span{display:flex;align-items:center;justify-content:center;min-width:3px;color:#fff;font-size:13px;font-weight:700}
.mix-bar span:first-child{border-radius:4px 0 0 4px}
.mix-bar span:last-child{border-radius:0 4px 4px 0}
.mix-bar span:only-child{border-radius:4px}
.mix ul{list-style:none;margin:8px 0 0;padding:0;font-size:15px}
.mix li{display:grid;grid-template-columns:12px 1fr auto 40px;gap:7px;align-items:center;padding:3px 0}
.mix li i{width:12px;height:12px;border-radius:3px}
.mix li b{font-variant-numeric:tabular-nums;font-weight:700}
.mix li em{font-style:normal;text-align:right;color:var(--soft);font-variant-numeric:tabular-nums}
.mix li.cost span,.mix li.cost b{color:var(--soft);font-weight:500}
.mix li.sum{margin-top:3px;padding-top:6px;border-top:1px solid var(--line);font-weight:800}
.mix li.sum b{font-weight:800}
.mix-note{margin:6px 0 0;font-size:13px;line-height:1.4;color:var(--soft)}
.out-empty{margin:0;padding:14px 0;color:var(--soft);font-size:15px}
.f input::placeholder{color:#A9B3C1;font-weight:500}
.calc{--cx:18px;--cy:22px;margin-top:34px;padding:var(--cy) var(--cx);border:2px solid var(--brand);border-radius:18px;background:#fff}
.calc>h2,.guide .calc>h2{margin:calc(-1*var(--cy)) calc(-1*var(--cx)) 14px;padding:13px var(--cx);background:var(--brand);color:#fff;font-size:22px;border-radius:15px 15px 0 0}
.calc-wrap{max-width:680px;margin:56px auto 0}
.calc-wrap .calc{margin-top:0}
.calc-intro{margin:8px 0 0;color:var(--soft)}
.fields{display:grid;grid-template-columns:1fr;gap:12px;margin-top:16px}
.f label{display:block;font-size:16px;font-weight:700}
.f input{display:block;width:100%;margin-top:5px;padding:11px 13px;border:1.5px solid #9AA5B4;border-radius:11px;font:600 18px/1.4 var(--sans);color:var(--ink);background:#fff}
.f input:focus{outline:3px solid var(--brand);outline-offset:1px}
.f small{display:block;margin-top:5px;font-size:14px;line-height:1.45;color:var(--soft)}
.check{display:flex;align-items:center;gap:9px;font-size:16px;font-weight:600}
.check input{width:20px;height:20px;accent-color:var(--brand)}
.out{margin-top:18px;border-top:2px solid var(--ink)}
.line{padding:11px 0;border-bottom:1px solid var(--line)}
.line-top{display:flex;justify-content:space-between;gap:12px;align-items:baseline}
.line-top span{font-weight:700}
.line-top b{font-variant-numeric:tabular-nums;white-space:nowrap;font-weight:700}
.line p{margin:3px 0 0;font-size:15px;line-height:1.5;color:var(--soft)}
.line.total{background:var(--mist);margin:0 -18px;padding:14px 18px;border-bottom:0}
.line.total .line-top{font-size:20px}
.line.total b{color:var(--brand-deep);font-size:23px;font-weight:800}
.calc[data-calc=invest] .line{border-bottom:0;padding:7px 0}
.calc[data-calc=invest] .line-top span{font-weight:500}
.calc[data-calc=invest] .line.sum{margin-top:3px;padding:10px 0;border-top:2px solid var(--ink)}
.calc[data-calc=invest] .line.sum .line-top span{font-weight:800}
.calc[data-calc=invest] .line.sum .line-top b{font-size:20px;font-weight:800}
.calc[data-calc=invest] .line.group{margin-top:8px;padding-top:12px;border-top:1px solid var(--line)}
.calc[data-calc=invest] .mix{border-bottom:0}
.calc[data-calc=invest] summary.line-top{cursor:pointer;list-style:none;margin:0;padding:0;border:0;background:none;display:flex;font-size:inherit}
.calc[data-calc=invest] summary.line-top::-webkit-details-marker{display:none}
.tip{margin-left:5px;font-style:normal;font-weight:400;font-size:.82em;color:#9AA5B4}
.calc[data-calc=invest] .line .neg{color:#B3261E}
.flag{margin:12px 0 0;padding:11px 13px;background:#FFF7D6;border-radius:10px;font-size:15px;line-height:1.5}
.assume{margin:10px 0 0;font-size:14px;line-height:1.5;color:var(--soft)}
.calc-foot{margin-top:14px;font-size:14px;line-height:1.55;color:var(--soft)}
.calc-foot p{margin:7px 0 0}
.calc-foot .more{margin-top:14px;font-size:17px;font-weight:700;color:var(--ink)}
.to-form{width:100%;margin-top:12px;cursor:pointer;background:var(--brand);border-color:var(--brand);color:#fff}
.to-form:hover{background:var(--brand-deep)}
@media (min-width:560px){.fields{grid-template-columns:1fr 1fr}.check{grid-column:1/-1}}
.lead select{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);font:400 17px/1.5 var(--sans)}
.lead .two{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-items:end}
.lead .two>div{min-width:0}
.lead .hint{display:block;margin-top:6px;font-size:14px;color:var(--soft)}
.lead [hidden]{display:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.rate-note{grid-column:1/-1;margin-top:-4px;font-size:13px;line-height:1.4;color:var(--soft)}
.fields{align-items:end}
@media (max-width:859px){
  body{font-size:16px;line-height:1.6;padding-bottom:66px}
  .wrap{padding:0 16px}
  .hero{--ph:min(100vw,440px);margin:0 -16px}
  .hero h1{left:16px;right:16px;font-size:clamp(34px,10.4vw,48px)}
  .hero-copy{padding:0 16px}
  .hero .lede{margin-top:12px}
  .lede{font-size:16px;margin-top:12px}
  .actions{gap:8px;margin-top:14px}
  .btn{min-height:48px;padding:9px 14px;font-size:16px;border-radius:12px}
  section{padding-top:36px}
  h2{font-size:23px}
  .book{padding:20px 16px 16px;border-radius:16px}
  .book h2{font-size:25px}
  .routes{margin-top:10px}
  .routes a{padding:10px 2px}
  .routes b{font-size:16px}
  .routes span{font-size:14px}
  .reviews{gap:10px;margin-top:12px}
  .rv{padding:14px}
  .rv-quote{font-size:17px}
  .guide{padding-top:20px}
  .guide-head h1{font-size:clamp(27px,8vw,38px)}
  .guide h2{margin-top:32px}
  .guide h3{margin-top:20px;font-size:17px}
  .guide p{margin-top:10px}
  ol.steps>li{padding:0 0 16px 40px}
  ol.steps>li::before{width:28px;height:28px;font-size:14px}
  ol.steps>li::after{left:13px;top:32px}
  .guide table{font-size:15px}
  .note{margin-top:14px;padding:14px}
  .jump{margin-top:14px}
  .cta{--px:16px;--py:18px;--r:16px;margin-top:32px}
  .cta .btn{margin-top:12px}
  .lead{margin-top:14px;padding-top:14px}
  .lead label{margin-top:9px;font-size:14px}
  .lead input:not([type=hidden]),.lead textarea,.lead select{margin-top:3px;padding:8px 11px;font-size:16px;border-radius:10px}
  .lead .btn{margin-top:12px}
  .lead .two{gap:8px}
  .calc{--cx:14px;--cy:16px;margin-top:24px;border-radius:14px}
  .calc>h2,.guide .calc>h2{margin-bottom:10px;padding:10px var(--cx);font-size:19px;border-radius:11px 11px 0 0}
  .calc-wrap{margin-top:36px}
  .calc-intro{margin-top:4px;font-size:15px}
  .fields{grid-template-columns:1fr 1fr;gap:9px 10px;margin-top:10px}
  .check{grid-column:1/-1;font-size:15px}
  .f label{font-size:13.5px;line-height:1.3}
  .f input{margin-top:3px;padding:7px 10px;font-size:16px;border-radius:9px}
  .out{margin-top:12px}
  .line{padding:7px 0}
  .line-top{font-size:15px}
  .line p{margin-top:1px;font-size:13px;line-height:1.4}
  .line.total{margin:0 -14px;padding:10px 14px}
  .line.total .line-top{font-size:17px}
  .line.total b{font-size:20px}
  .flag{margin-top:8px;padding:8px 10px;font-size:13.5px}
  .calc-foot{margin-top:10px;font-size:13px;line-height:1.45}
  .calc-foot p{margin-top:5px}
  .calc-foot .more{margin-top:10px;font-size:15px}
  .more-calc{margin-top:10px;padding:10px 12px;font-size:15px}
  .to-form{margin-top:10px}
  .triad{max-width:300px;margin-top:10px}
  .node{font-size:16px}
  .node::before{font-size:21px}
  .node[aria-pressed="true"]::before{font-size:16px}
  .verdict{margin-top:14px;padding:12px 14px}
  .verdict strong{font-size:18px}
  .verdict span{font-size:15px}
  .legal{margin-top:40px;padding:18px 0 22px;font-size:14px}
  .legal .firm{font-size:18px}
  .sticky .btn{min-height:44px;font-size:15px}
}
.rate-note{order:9}
.field-note{grid-column:1/-1;font-size:13px;line-height:1.4;color:var(--soft)}
.nb{white-space:nowrap}
.rail{display:none}
@media (min-width:1100px){
  .wrap{max-width:1180px;padding:0 32px}
  .hero{grid-template-columns:minmax(0,1fr) 440px;column-gap:56px}
  .photo{width:440px;height:540px}
  .has-rail{display:grid;grid-template-columns:minmax(0,1fr) 270px;column-gap:48px;align-items:start}
  .has-rail>.guide{grid-column:1;grid-row:1;max-width:none;margin:0;min-width:0}
  .rail{grid-column:2;grid-row:1;display:grid;gap:10px;position:sticky;top:24px;margin-top:34px;padding:20px;border:1.5px solid var(--line);border-radius:16px}
  .rail p{margin:0}
  .rail-title{font-size:19px;font-weight:800;letter-spacing:-.02em}
  .rail-text{color:var(--soft);font-size:15px;margin-bottom:6px!important}
  .rail .btn{min-height:50px;font-size:16px}
  .rail-go{background:var(--brand);border-color:var(--brand);color:#fff}
  .rail-go:hover{background:var(--brand-deep)}
  .guide-head .lede{max-width:40em}
  .guide>p,.guide>ol,.guide>.scroll,.guide>.note,.guide>dl{max-width:800px}
  .guide>h2{margin-top:56px}
  .has-rail .jump{display:none}
  .calc{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);grid-template-rows:auto auto 1fr;column-gap:40px;align-items:start;--cx:28px;--cy:28px}
  .calc>h2{grid-column:1/-1;grid-row:1}
  .calc>.calc-intro,.calc>.fields{grid-column:1}
  .calc>.out{grid-column:2;grid-row:2/span 2;margin-top:0}
  .calc>.calc-foot,.calc>.to-form,.calc>.calc-send{grid-column:1/-1}
  .calc>.to-form{max-width:360px}
  .calc-send{text-align:left}
  .line.total{margin:0;padding:14px 16px;border-radius:10px}
  .more-calc{padding:16px 18px}
  .more-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);column-gap:40px;align-items:start;margin-top:10px}
  .more-grid .out{margin-top:0}
  .calc-wrap{max-width:none}
  .tracks-wrap{max-width:none}
  .tracks a{padding:20px 22px}
  .tracks b{font-size:21px}
  .cta{--px:32px;--py:32px}
  .cta.narrow,.cta.ask{max-width:none}
  .cta:has(form.lead){display:grid;grid-template-columns:minmax(0,4fr) minmax(0,6fr);column-gap:48px;align-items:start}
  .cta:has(form.lead)>h2,.cta:has(form.lead)>p,.cta:has(form.lead)>.btn{grid-column:1}
  .cta:has(form.lead)>form.lead{grid-column:2;grid-row:1/span 6;align-self:stretch;margin:calc(-1*var(--py)) calc(-1*var(--px)) calc(-1*var(--py)) 0;padding:var(--py) var(--px);border:1.5px solid var(--line);border-left:0;border-radius:0 var(--r) var(--r) 0}
  .cta:has(form.lead)>.btn{margin-top:18px}
  .lead .or{margin-bottom:2px}
  section[aria-labelledby="triad-title"]{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);column-gap:56px;align-items:center}
  section[aria-labelledby="triad-title"]>h2{grid-column:1/-1}
  section[aria-labelledby="triad-title"] .triad{grid-column:1;grid-row:2;margin:18px 0 0;justify-self:center}
  section[aria-labelledby="triad-title"] .triad-hint{grid-column:1;grid-row:3;justify-self:center}
  section[aria-labelledby="triad-title"] .verdict{grid-column:2;grid-row:2 / span 2;margin:18px 0 0;max-width:none;padding:24px 26px}
  section[aria-labelledby="triad-title"] .verdict strong{font-size:24px}
  section[aria-labelledby="triad-title"] .verdict span{font-size:17px;margin-top:8px}
  .book{display:grid;grid-template-columns:minmax(0,1fr) 300px;column-gap:40px;align-items:center;padding:32px}
  .book h2,.book p{grid-column:1}
  .book .actions{grid-column:2;grid-row:1/span 2;margin:0;display:block;max-width:none}
}